Well I got to level 13 with a ton of trouble, so I decided to try out another class. I chose Human female Elementalist. Now I must say this is my class, I don't have much trouble and im already level 15, leveled much faster and easier then I did on Thief.
Soo... just discovered the transfer moves ALL of your characters. I do not like this. In fact, this sucks quite a bit and sorely limits players on the amount of characters they can have without paying for more slots/ Little bit rankled by this turn of events.